MERCHANT FEE REDUCTION PROGRAMS

1. INTERCHANGE COST +:
A merchant account pricing model where a fixed markup is applied directly to wholesale cost or interchange fees published by the card brands. Interchange plus is the most transparent, cost-effective form of merchant account pricing. This offers the guaranteed lowest cost Interchange cost-plus pricing in the industry.

2. SHARED PAY SURCHARGE:
A payment card surcharge, also known as a checkout fee, is an additional fee that a merchant adds to a consumer’s bill when he or she uses a card for payment. You keep 100% of every credit card sale: when you sell $100, you receive $100. Pay only for debit card transactions. Our turnkey solution complies with all the rules and automatically has you covered.

3. CASH DISCOUNT / DUAL PRICING:
A merchant processing feature that presents a cash price and a credit card price to the customer, allowing them to decide on their preferred payment method. Many gas stations in the U.S. have offered–and are still offering–both cash and credit prices. It’s a strategy that makes a lot of sense for business owners, as they retain 100% of the price for any product they sell, regardless of how the customer pays for it.

4. LEVEL II and LEVEL III:
Ideal for businesses processing commercial, corporate, and government payments. Level II and Level III optimization can help your business realize additional, significant savings. Credit card processing methods fit into three levels: Level 1, Level 2 and Level 3. Each level is defined by the amount of information that is required or passed to complete a payment with Level 1 having the lowest requirements and potentially the highest costs. Level 2 and Level 3 card data (also known as Level II and Level III) is a set of additional information that can be passed during a credit card transaction.

5. ACH:
Businesses can save time and money by accepting one-time or recurring ACH payments. With ACH payment processing, you reduce the number of processing fees you pay compared to credit cards and collecting and depositing paper checks. Accept ACH payments online, in-person, over the phone, or on your mobile device. Worries about collecting bad checks are eliminated with Check Guarantee. ACH processing fees are a fraction of the cost of processing credit cards.


PROGRAM BENEFITS:

- Free equipment and software integration.
- 24/7 live, US based customer service assistance.
- Dedicated Account Manager to provide ongoing support and guidance.
- Cancellation fee reimbursement of existing merchant contracts.

ACTIVATION PROCESS:

After signing up the activation process that is required to get you up and running is quick and simple. In most cases your Account Manager will come in and get you all set up. In the event that we need to ship your equipment, your terminals you receive from us is pre-configured for you before it is shipped.

SERVICES

* Credit Card Processing
* Contactless Solutions
* eCheck Integration
* Point of Sale Systems
* Cash Discount Program
* Next Day Funding
* Mobile Payments
* Ecommerce Platforms
* Invoicing & Scheduling
* Local Customer Service
* Employee Management
* Inventory Tracking
*Custom Reporting
* Payroll Services

ABOUT US

Our parent company, Diversified Payments, has over two decades of experience and has an A+ rating with the Better Business Bureau. With their close supervision and support we deliver personalized payment processing solutions at ultra-competitive rates. Our goal is to find ways to reduce your costs and put more of your profits back in your pocket. Merchant account solutions are available for business of all sizes, covering most industries. Our experienced customer account specialists will work with you personally to develop a tailor-made payment processing solution that fits the unique demands of your business.