Fees: None to apply.
The insurance policy, if obtained, costs $365 per year.

Eligibility - General Requirements:
Applicant must be currently uninsured.
Applicant must be enrolled in a Medicaid program that provides hospitalization.
Not all Medicaid enrollees are eligible.
To determine if you are eligible, bring your Medicaid ID card to an insurance producer.
Insurance producers can determine eligibility by contacting Medicaid.

The SAIP policy covers emergency treatment immediately following an accident and all treatment of serious brain and spinal cord injuries up to $250,000.

The SAIP policy also provides a $10,000 death benefit.

A NJSAIP policy DOES NOT COVER damage you may cause to other persons or property (liability coverage), or damages to your own car (collision and comprehensive coverage’s).

The SAIP policy also does not cover outpatient treatment (non emergency doctor visits, physical therapy, etc.).