Open enrollment is the annual period for employees to make selections for healthcare coverage for themselves and their family members. It typically runs from November 1 to December 15 every year, giving employees 45 days to review available options and enroll in plans for healthcare coverages and spending accounts ¹²³.

If you are looking for more information on open enrollment, you can visit the official website of the Health Insurance Marketplace ¹. They provide a comprehensive guide on how to prepare for open enrollment, including a checklist of things you need before you start your application, tips on how to choose the right plan, and more ¹.

I hope this helps! Let me know if you have any other questions.

Open Enrollment for 2024 coverage starts soon! Prepare today. https://www.healthcare.gov/blog/open-enrollment-for-2024-coverage-starts-soon-get-ready-now/.
What is an open enrollment period? | healthinsurance.org. https://www.healthinsurance.org/glossary/open-enrollment-period/.
What is an Open Enrollment Period? - HealthCareInsider.com. https://healthcareinsider.com/open-enrollment-period-219588.
Open Enrollment Period - Glossary | HealthCare.gov. https://www.healthcare.gov/glossary/open-enrollment-period/.
When can you get health insurance? | HealthCare.gov. https://www.healthcare.gov/quick-guide/dates-and-deadlines/.

Open enrollment is a crucial period for employees to make selections for healthcare coverage for themselves and their family members. It typically runs from November 1 to December 15 every year, giving employees 45 days to review available options and enroll in plans for healthcare coverages and spending accounts ¹²³.

There are two types of open enrollment: active and passive. Active enrollment requires employees to proactively elect to enroll in health and other benefit plans for the coming year, while passive enrollment allows their current benefit selections to automatically roll over unless they elect to change them ¹.

Here are some pros and cons of active and passive open enrollment:

**Active Enrollment**
- **Pros**
- Employers that require participants to annually examine their benefit elections are better able to drive employees to more cost-effective coverage, such as a high-deductible health plan.
- They can build employee loyalty by highlighting the competitiveness of their benefits package.
- They can capture critical beneficiary and dependent information for dependent audits, ensuring that health care dollars are spent only on those who are entitled to coverage.
- Employers are more likely to retain employees who understand the relative value of their benefits package.
- **Cons**
- Active enrollment requires HR benefit managers to engage directly with employees to ensure that no one inadvertently misses their opportunity to elect coverage for the new year.
- If employees fail to make their selections before the end of the open enrollment period, they'll have to wait until the following year's open enrollment to sign up for benefits—unless they experience a qualifying life event such as getting married or divorced, having a baby, or a spouse losing his or her job.